Documentation, Restructuring,
and Regulatory Counsel
Done with Care
Perak Partners advises borrowers, lenders, and financial institutions on facility agreements, debt restructuring, and BNM regulatory matters. Our counsel is grounded in the original legislation and primary guidance, not summaries.
Practice Areas
Three focused engagements covering the full span of banking and finance documentation work — from a first facility review to a formal scheme of arrangement.
Facility Agreement Review for Borrowers
Borrower-side review of term loans, revolving facilities, and project financing documentation. We prepare a written commentary and fully marked-up document ready for board presentation.
- Conditions precedent & covenants analysis
- Events of default & prepayment triggers
- Security arrangements & cross-default mechanics
Debt Restructuring & Scheme Advisory
Considered support for companies facing covenant pressure or debt maturity stacking. From standstill agreements through CVA and formal Schemes of Arrangement under the Companies Act 2016.
- Lender engagement & restructuring term sheets
- Inter-creditor coordination
- Weekly written status updates throughout
Regulatory Advisory
Focused advisory under FSA 2013, IFSA 2013, MSBA 2011, and SC licensing frameworks. Islamic finance structuring including murabahah, ijarah, and sukuk documentation per SAC resolutions.
- Bank Negara & SC engagement strategy
- Islamic finance structuring & Shariah coordination
- Policy-document drafting & product-launch review
Why Clients Work with Perak Partners
Our practice is narrow by design. Banking and finance documentation is what we do — not one department within a larger firm.
Primary-Source Practice
We cite specific guideline paragraphs rather than condensed summaries. The distinction matters when regulators or counterparties read the same source material.
Advisory, Not Promotional
We present options with their trade-offs, not conclusions dressed as recommendations. Decision-making authority stays with the client and their board.
Market-Practice Grounding
Negotiation points are framed by what is standard for the facility category — not by what would be ideal in the abstract. This keeps discussions moving.
Islamic Finance Competency
Shariah structuring is part of the engagement, not subcontracted. We work directly with Shariah advisers to resolve structuring questions before documents are drafted.
Restructuring Without Drama
Our bias is toward preserving the operating business. We manage lender communications in measured terms that reduce friction rather than introduce it.
Written Deliverables, Always
Every engagement produces a document — marked-up agreement, written commentary, term sheet, or status update. The paper trail belongs to you, not to us.
Frequently Asked Questions
Practical questions we are asked before an engagement begins.
How long does a facility agreement review typically take?
Are the stated prices fixed, or do they change with complexity?
Can Perak Partners advise on both Islamic and conventional financing in the same engagement?
What does the restructuring engagement include as standard?
How does Perak Partners handle confidentiality?
Does the firm advise on BNM licensing for fintech operators?
A matter under review is worth
a careful second opinion.
Send us a brief description of your matter. We respond in plain language, without obligation, within one working day.
Our Location
Level 14, Menara CIMB, Jalan Stesen Sentral 2, 50470 Kuala Lumpur
Reach the Team
We respond to all enquiries within one working day. For matters requiring urgency, call directly.
Jalan Stesen Sentral 2
50470 Kuala Lumpur, Malaysia
Saturday: 10:00 am – 1:00 pm
Sunday & Public Holidays: Closed
Engagements begin with a brief description of your matter by email. We will confirm scope and fee within one working day of receiving your message.
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