Banking law firm office, Kuala Lumpur
KUALA LUMPUR · BANKING & FINANCE LAW

Documentation, Restructuring,
and Regulatory Counsel
Done with Care

Perak Partners advises borrowers, lenders, and financial institutions on facility agreements, debt restructuring, and BNM regulatory matters. Our counsel is grounded in the original legislation and primary guidance, not summaries.

+60 3 2270 8146
Level 14, Menara CIMB, KL

Practice Areas

Three focused engagements covering the full span of banking and finance documentation work — from a first facility review to a formal scheme of arrangement.

Facility agreement review
SERVICE · 01

Facility Agreement Review for Borrowers

Borrower-side review of term loans, revolving facilities, and project financing documentation. We prepare a written commentary and fully marked-up document ready for board presentation.

  • Conditions precedent & covenants analysis
  • Events of default & prepayment triggers
  • Security arrangements & cross-default mechanics
RM 820 Enquire
Debt restructuring advisory
SERVICE · 02

Debt Restructuring & Scheme Advisory

Considered support for companies facing covenant pressure or debt maturity stacking. From standstill agreements through CVA and formal Schemes of Arrangement under the Companies Act 2016.

  • Lender engagement & restructuring term sheets
  • Inter-creditor coordination
  • Weekly written status updates throughout
RM 2,900 Enquire
Regulatory advisory BNM
SERVICE · 03

Regulatory Advisory

Focused advisory under FSA 2013, IFSA 2013, MSBA 2011, and SC licensing frameworks. Islamic finance structuring including murabahah, ijarah, and sukuk documentation per SAC resolutions.

  • Bank Negara & SC engagement strategy
  • Islamic finance structuring & Shariah coordination
  • Policy-document drafting & product-launch review
RM 3,800 Enquire

Why Clients Work with Perak Partners

Our practice is narrow by design. Banking and finance documentation is what we do — not one department within a larger firm.

Primary-Source Practice

We cite specific guideline paragraphs rather than condensed summaries. The distinction matters when regulators or counterparties read the same source material.

Advisory, Not Promotional

We present options with their trade-offs, not conclusions dressed as recommendations. Decision-making authority stays with the client and their board.

Market-Practice Grounding

Negotiation points are framed by what is standard for the facility category — not by what would be ideal in the abstract. This keeps discussions moving.

Islamic Finance Competency

Shariah structuring is part of the engagement, not subcontracted. We work directly with Shariah advisers to resolve structuring questions before documents are drafted.

Restructuring Without Drama

Our bias is toward preserving the operating business. We manage lender communications in measured terms that reduce friction rather than introduce it.

Written Deliverables, Always

Every engagement produces a document — marked-up agreement, written commentary, term sheet, or status update. The paper trail belongs to you, not to us.

Frequently Asked Questions

Practical questions we are asked before an engagement begins.

How long does a facility agreement review typically take?
A standard facility agreement review, including the written commentary and marked-up document, is ordinarily completed within five to seven working days. Larger or more complex facilities — syndicated term loans, multi-tranche project finance — may require up to ten working days. We confirm turnaround at the start of each engagement.
Are the stated prices fixed, or do they change with complexity?
The prices listed are base engagement fees for the described scope. Where a matter is substantially more complex — for instance, a multi-party syndicated facility with extensive cross-border security — we discuss scope and fee at the outset. There are no adjustments made after an engagement has begun without your prior written agreement.
Can Perak Partners advise on both Islamic and conventional financing in the same engagement?
Yes. A number of our clients maintain parallel conventional and Islamic facility lines. We handle both within the same engagement, coordinating with the client's Shariah advisers where SAC-compliant structuring requires their sign-off. We do not subcontract the Islamic finance component.
What does the restructuring engagement include as standard?
The RM 2,900 fee covers lender engagement strategy, preparation of restructuring term sheets, amendment and extension arrangements, standstill agreements, inter-creditor coordination, and weekly written status updates. Consideration of a Corporate Voluntary Arrangement (CVA) or formal Scheme of Arrangement is included in scope. Court-filing work and litigation disbursements, if required, are quoted separately.
How does Perak Partners handle confidentiality?
Legal professional privilege applies to all communications with our team. Engagement letters include a mutual confidentiality clause. We do not publish case studies, client names, or any matter information without explicit written consent from the client.
Does the firm advise on BNM licensing for fintech operators?
Yes, this falls within our Regulatory Advisory practice. We advise fintech operators on MSBA 2011 licensing, Money Services Business (MSB) exemptions, SC Digital Asset frameworks, and BNMLINK engagement processes. We also assist with the preparation of regulatory submissions and policy-document drafts required for product launches.
BEGIN AN ENGAGEMENT

A matter under review is worth
a careful second opinion.

Send us a brief description of your matter. We respond in plain language, without obligation, within one working day.

+60 3 2270 8146 [email protected]

Our Location

Level 14, Menara CIMB, Jalan Stesen Sentral 2, 50470 Kuala Lumpur

Reach the Team

We respond to all enquiries within one working day. For matters requiring urgency, call directly.

CONTACT DETAILS
Telephone
+60 3 2270 8146
Address
Level 14, Menara CIMB
Jalan Stesen Sentral 2
50470 Kuala Lumpur, Malaysia
Working Hours
Monday – Friday: 9:00 am – 6:00 pm
Saturday: 10:00 am – 1:00 pm
Sunday & Public Holidays: Closed

Engagements begin with a brief description of your matter by email. We will confirm scope and fee within one working day of receiving your message.

SEND AN ENQUIRY

By submitting this form, you agree to our Privacy Policy and Terms & Conditions.